The Marginalized Patient
Do you want to know what makes me sick (no pun intended)?
The insurance company denied my Long Term Disability claim stating that there was not enough evidence to approve the claim. Therefore, I will effectively be terminated from my job this week–and lose my health insurance. The irony in the situation is that if I were to go apply for health insurance to cover me during my unemployment, they undoubtedly would deny me coverage based on the fact that there is evidence that I have a preexisting condition.
What in the world is wrong with this picture? The sick patient, who has already been thrown around the system–tossed from physician to physician, specialist to specialist, hospital to hospital–trying to get to the bottom of a complication health situation, has just been forced into the cracks– the cracks in the bottom of a broken system.
Basically, the marginalized patient is forced to:
- get medical care dictated by insurance companies not by the world renown specialists that deal with their conditions daily
- complete endless amounts of paperwork to claim, appeal, and fight for disability to cover medical and living expenses during their illness
- focus more on red tape than healing
We need to fix this problem.